Cookie & Data Usage Policy

What Are Cookies and Tracking Technologies?

Cookies are small text files that websites place on your device when you visit them. Think of them as digital breadcrumbs that help websites remember your preferences and improve your browsing experience. At Smartiqz, we use various tracking technologies beyond just cookies to make our financial platform work better for you.

These technologies include web beacons, pixel tags, local storage, and session storage. Each serves a specific purpose in helping us deliver cost-effective financial solutions while maintaining the functionality you expect from our platform.

Types of Tracking We Use

How Tracking Enhances Your Experience

• Personalized Dashboard: We remember your preferred view settings, frequently used tools, and customized widgets so your dashboard looks exactly how you want it every time you log in.
• Security Features: Our tracking helps detect unusual activity on your account, like logins from new devices or locations, adding an extra layer of protection to your financial data.
• Performance Optimization: By understanding which features you use most, we can optimize loading times and prioritize the tools that matter most to you.
• Cost-Effective Recommendations: We analyze usage patterns to suggest financial solutions that align with your needs and budget, helping you save money on services you actually use.
• Seamless Navigation: Cookies remember where you left off in multi-step processes, so you don't have to start over when you return to complete a task.

Managing Your Cookie Preferences

You have control over how cookies are used on your device. Most web browsers automatically accept cookies, but you can modify your browser settings to decline them if you prefer. However, this might limit some functionality on our platform.

Data Retention and Your Rights

We keep different types of tracking data for varying periods based on their purpose. Session cookies are automatically deleted when you close your browser, while persistent cookies may remain for up to two years to maintain your preferences and improve our services.

You have the right to request information about what data we've collected, ask for corrections, or request deletion of your personal information. We're committed to honoring these requests while maintaining the functionality of our financial platform.

Third-Party Services

Some of our tracking technologies are provided by trusted third-party services that help us analyze website performance and improve user experience. These partners are bound by strict data protection agreements and cannot use your information for their own purposes.

• Analytics providers help us understand user behavior and optimize our platform
• Security services protect against fraud and unauthorized access
• Performance monitoring tools ensure our website loads quickly and functions properly
• Customer support tools help us provide better assistance when you need help

Updates to This Policy

We may update this cookie policy from time to time to reflect changes in our practices or legal requirements. When we make significant changes, we'll notify you through our website or via email if you have an account with us.

We encourage you to review this policy periodically to stay informed about how we protect your privacy and use tracking technologies to improve our cost-effective financial solutions.